Commercial Loans2018-12-17T08:42:57-08:00

Commercial Mortgage Loans

What is Commercial Mortgage loan?

With Universal Commercial Capital you will find a partner that has commercial loan resources to provide you with great rates, low fees and streamlined process. Our commitment is to deliver safe financing solution that you need and help you create and preserve wealth over a period of time. This way long term success is a guarantee. Hassle free process with simplified documentation, variety of loan programs starting from $150,000. Best customer services and support to guide you each step of the way whether you are looking to purchase or refinance. At Universal Commercial Capital we understand that matching your needs is our primal goal, and that’s why we provide you with experienced team and diverse mix of commercial real estate loans

Benefits of this type of loan

Commercial loan – commercial mortgage loan is a loan which is granted to different type of businesses and is secured by commercial property. It can be owner occupied or investor property. This includes properties such as: Offices (office buildings), shopping malls, apartment buildings (complexes), warehouses (industrial) and few other commercial property type.

Different types of commercial loans:

– Fixed Rate Mortgage (FRM)

– Adjustable Rate Mortgage (ARM)

– Balloon Mortgage

– Interest Only Mortgage

For additional information, or to call one of our experienced agents, please feel free to call us at: 888-334-9039


RATES Tier I Tier II Tier III Tier IV
Rate 4.75% 6.99% 8.99% 10.99%
Term 5/30 5/30 12 Months 12 Months
Minimum Loan Amount 1 Million $350,000 $250,000 $150,000
LTV 80% 75% 50% 50%
Fico Score 700 650 600 No Minimum Fico Required
Tax Return No Tax Return Required No Tax Return Required No Tax Return Required No Tax Return Required
Min./DCR 1.25 N/A N/A N/A
PITI Reserve 9 Month PITI Reserve 3 Month PITI Reserve No Reserve N/A
Assets Equals Loan Amount No Asset Required No Asset Required No Asset Required
BK No BK 5 Yr. Seasoning On BK Allower Allowed
Forclosure Not Allowed Not Allowed Allowed Allowed

New Commercial Loan

Fill out the form, for submitting new loan.


List of required documents:

  • 1003
  • Credit report
  • Rent roll
  • Operating statement
  • If Purchase (purchase contract)

  • After Pressing Submit Button Please Wait Until You’re Redirected to Success page