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Basics you need to know about fix and flip loans
So, what are Fix and flip loans? Let’s go through the things you should know if you want to start flipping or if you are just interested in learning more. Fix and flip is a real estate investment strategy and it consists in purchasing a property in need of…

Covid-19 and Commercial Loans Trends 2021
What is the biggest challenge you anticipate in 2021 as a direct lender or financial intermediary in commercial real estate? In 2021 it will be challenging to meet the business needs of Borrowers using hotel/restaurant properties as collateral to secure their loan. In…

Small is Beautiful: The Revival of US Rural Areas
Year of 2020 was no like other. It looks like the Covid-19 pandemic sent the crowded urban life style preferred by many bohemians and younger professionals in the past as new migration trends are identified by moving companies. BTW: Moving industry is the one sector…

Foreign Investments in U.S. Real Estate Property: Income Types and Tax Deductions
Universal Commercial Capital is private money loan broker dedicated on offering financial consulting and solutions to its international real estate costumers. Within the below article we aim to create basic understanding on US income tax rules for entrepreneurs who…

Private Money Loans: Lender Guidelines and Underwriting Conditions List
The purpose of the here-in article is to outline Universal Commercial Capital lending guidelines and summarize what documents are needed so our processing team can underwrite a private money borrowing. Also known as “hard money loan”, our private money loan program is…
Construction Loan Programs: The 3 Key Benefits to Consider
The purpose of a construction loan is to finance the building of a new residential real estate property. The projected market value of the subject property is used to secure the lending and the loan proceeds are distributed by the Lender via separate “draws”….
The Five Steps of Obtaining a Commercial Loan: List of Requested Documents and How to Apply
Commercial loans are low interest, long-term business purpose borrowings meant to provide entrepreneurs access to large amounts of capital. Such a loan is secured by the value of a commercial property and the interest rate can vary from 6.5% to 8.99 % depending on the…
10 Common Pitfalls to Avoid in the Fix-and-Flip Process
Fix-and-Flip projects are generally seen as promising business opportunities that can generate quick cash profit and good return-on-investment (ROI). An entrepreneur may need to completely transform a property or simply do some tender renovations before the building…
Real Estate Investment Strategies: Fix-and-Flip or Buy-and-Hold
Many real estate entrepreneurs are purchasing properties with the idea of receiving good return on investment for their cash and increasing their wealth. A business person can choose to implement both the Fix-and-Flip or Buy-and-Hold strategy and the decision depends…
Our Success Story: 130 Coolwater Lane, Barstow, CA 92311
Universal Commercial Capital (UCC) focus is on finding the right financial solutions for customers that may experience issues with obtaining a business purpose loan from lending institutions as banks. Our team is dedicated on assisting each and every Borrower receives…
Foreign Investments in U.S. Real Estate Rental Market: Income Tax Considerations and Financial Solutions for International Players
The growth of population and the lack of home affordability are some of the main factors that have led to the record low vacancies rates and the climbing rental demand in the U.S.A during the last decade. This has made the real estate rental market a very attractive…
The Beginner’s Guide to Private Lending: 5 Important Steps
Private lenders are usually higher income individuals with available cash that are looking for opportunities to increase their capital by receiving a good return on investment through collecting interest on loans secured by real estate assets. Nowadays, banks cannot…