Universal Commercial Capitals Home2019-02-11T08:44:15+00:00


Welcome to Universal Commercial Capital

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Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common sense underwriting and efficient, hassle-free loan programs.


We offer fast, hard money funding for non-owner occupied properties, regardless of credit score.


Our clients trust us with their industrial, retail, commercial, small business, apartments,
multifamily or single family lending needs.


We’re known for our flexible, common sense underwriting and efficient, hassle-free loan

We pick up where the banks leave off.

When looking to finance your real estate investments in the United States, come to us first.
From $100,000 to $5,000,000, with us you’ll have a flexible and smart partner, with an easy
underwriting process that just makes sense.

Hard Money Loan

Universal Commercial Capital is the top lender in the Southern CA for Hard Money Loans
Fund your loan in 7 days
Help you overcome any credit problem
More flexible in underwriting guidelines than banks
Professional and make this process quick and easy
Better rate than many other hard money lender

Apply Now

Commercial Loans

With our fast application and even faster funding, you’ll be amazed at how commerical loans can be made simple and easy for you.
You’ll be working only with experts that will guide you the whole way to fund your loan fast.
Streamlined process and loan specialist that will stay with you until the end of the process.

Apply Now


Safe and secure investing with great ROI

Why us?

Great investment opportunities.
Start investing right away.

More details…


Brokers welcomed and protected

True partners

We lowered our fees so that you can earn more
No upfront fees

More details…

Latest Funded Investment Opportunities

E Walker Street, 95963
Orland – CA

Rate: 10%

Term: 36 months

1st TD/Investment Opportunity

LTV: 60%

Status: Funded

Value: $250,000

Amount: $150,000

Griffin Rd, 95380
Turlock – CA

Rate: 9%

Term: 36 months

1st TD/Purchase

LTV: 70%

Status: Funded

Value: $480,000

Amount: $336,000


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Pick and choose which deal and property you want to invest.


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