Universal Commercial Capitals Home 2018-05-23T10:18:43+00:00

Modern Private Money Lender

Loan Funding is ready in 7 days!

What happens once you apply?

-We start out with what we call Loan Assessment. Our team will work with you to get the best possible loan that will suit your needs.

-After the first stage is done we move on to collecting all the necessary paperwork and prepare it for submittal. Then we move on with credit report, and if accepted we can order property appraisal.

-The last stage consists of completing and reviewing the whole process, submitting anything that might be omitted, and completing the pre-closing checklist. Once the approval comes, we are set for signing and closing.


Providing fast hard money funding for non owner occupied properties, regardless of credit score. If you are in need of fast and easy way that’s none credit or income driven, then hard money is your one and only option today.


We have programs for anyone, whether you are looking for hard money, small business industrial, retail, commercial, apartments, multi family or single family loan, we can provide you with fast services and quick process in order to get approved.


When looking to finance your real estate investments in the United States, come to Universal Commercial
Capital first. We’ll pick up where the banks left off.

Where banks stop, we continue

We are amongst California’s top lender. We specialize in real estate mortgage lending from $100,000 to $5,000,000 in California. With us you will get flexible and smart partner who will make your process easy and hassle free. Easy underwriting process that just makes sense.

Hard Money Loan

Universal Commercial Capital is the top lender in the Southern CA for Hard Money Loans
Fund your loan in 7 days
Help you overcome any credit problem
More flexible in underwriting guidelines than banks
Professional and make this process quick and easy
Better rate than many other hard money lender

Commercial Loans

With our fast application and even faster funding, you’ll be amazed at how commerical loans can be made simple and easy for you.
You’ll be working only with experts that will guide you the whole way to fund your loan fast.
Streamlined process and loan specialist that will stay with you until the end of the process.


Safe and secure investing with great ROI

Why us?

Great investment opportunities.
Start investing right away.

More details…


Brokers welcomed and protected

True partners

We lowered our fees so that you can earn more
No upfront fees

More details…

Latest Investment Opportunities

MacArthur Road, 18052
Whitehall Township – PA

Rate: TBD%

Term: TBD months

1st TD/Refinance

LTV: 50%

Status: Available

Value: $5,175,000

Amount: $2,587,500

Meridian Ave, 95125
San Jose – CA

Rate: 12%

Term: 36 months

New 2nd TD

LTV: 62.5%

Status: Available

Value: $1,200,000

Amount: $150,000

Our Clients Trust Us

“We have no regrets! After using your product my business skyrocketed! I made back the purchase price in just 48 hours! I couldn’t have asked for more than this. “

Gina Andrew


“Thank you for making it painless, pleasant and most of all hassle free! I am so pleased with this product. Dude, your stuff is great! I will refer everyone I know.“

George West


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Pick and choose which deal and property you want to invest.


Hard money loans versus bank mortgages

When you want to invest in property or raw land, you will usually approach a bank or credit lending institution for funding. However, many investors might find a third option, the private investor to be more viable.

Read more

Dan Arsic

February 26th, 2018

Has the commercial property loan market gotten any better?

Until a few years ago, the property loan markets were so bad that borrowers had a difficult time getting a loan. This had an unfortunate impact on the real estate industry as a whole. Once people stopped getting loans, property remained unsold, and this caused worse market impact.

Read more

Dan Arsic

February 26th, 2018

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