Universal Commercial Capitals Home2018-09-21T08:25:37+00:00

Welcome to Universal Commercial Capital.

Modern, private money lender.

Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common sense underwriting and efficient, hassle-free loan programs.

Fast

We offer fast, hard money funding for non-owner occupied properties, regardless of credit score.

Trusted

Our clients trust us with their industrial, retail, commercial, small business, apartments,
multifamily or single family lending needs.

Hassle-Free

We’re known for our flexible, common sense underwriting and efficient, hassle-free loan
programs

We pick up where the banks leave off.

When looking to finance your real estate investments in the United States, come to us first.
From $100,000 to $5,000,000, with us you’ll have a flexible and smart partner, with an easy
underwriting process that just makes sense.

Hard Money Loan

Universal Commercial Capital is the top lender in the Southern CA for Hard Money Loans
Fund your loan in 7 days
Help you overcome any credit problem
More flexible in underwriting guidelines than banks
Professional and make this process quick and easy
Better rate than many other hard money lender

Commercial Loans


With our fast application and even faster funding, you’ll be amazed at how commerical loans can be made simple and easy for you.
You’ll be working only with experts that will guide you the whole way to fund your loan fast.
Streamlined process and loan specialist that will stay with you until the end of the process.

Investor

Safe and secure investing with great ROI

Why us?

Great investment opportunities.
Start investing right away.

More details…

Broker

Brokers welcomed and protected

True partners

We lowered our fees so that you can earn more
No upfront fees

More details…

Latest Funded Investment Opportunities

E Walker Street, 95963
Orland – CA

Rate: 10%

Term: 36 months

1st TD/Investment Opportunity

LTV: 60%

Status: Funded

Value: $250,000

Amount: $150,000

Griffin Rd, 95380
Turlock – CA

Rate: 9%

Term: 36 months

1st TD/Purchase

LTV: 70%

Status: Funded

Value: $480,000

Amount: $336,000

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Pick and choose which deal and property you want to invest.

Blog

Hard money loans versus bank mortgages

When you want to invest in property or raw land, you will usually approach a bank or credit lending institution for funding. However, many investors might find a third option, the private investor to be more viable.

Read more

Dan Arsic

February 26th, 2018

Has the commercial property loan market gotten any better?

Until a few years ago, the property loan markets were so bad that borrowers had a difficult time getting a loan. This had an unfortunate impact on the real estate industry as a whole. Once people stopped getting loans, property remained unsold, and this caused worse market impact.

Read more

Dan Arsic

February 26th, 2018

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