Welcome to Universal Commercial Capital.
Modern, private money lender.
Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common sense underwriting and efficient, hassle-free loan programs.
Fast
We offer fast, hard money funding for non-owner occupied properties, regardless of credit score.
Trusted
Our clients trust us with their industrial, retail, commercial, small business, apartments,
multifamily or single family lending needs.
Hassle-Free
We’re known for our flexible, common sense underwriting and efficient, hassle-free loan
programs
We pick up where the banks leave off.
When looking to finance your real estate investments in the United States, come to us first.
From $100,000 to $5,000,000, with us you’ll have a flexible and smart partner, with an easy
underwriting process that just makes sense.
Hard Money Loan
Universal Commercial Capital is the top lender in the Southern CA for Hard Money Loans
Fund your loan in 7 days
Help you overcome any credit problem
More flexible in underwriting guidelines than banks
Professional and make this process quick and easy
Better rate than many other hard money lender
Commercial Loans
With our fast application and even faster funding, you’ll be amazed at how commerical loans can be made simple and easy for you.
You’ll be working only with experts that will guide you the whole way to fund your loan fast.
Streamlined process and loan specialist that will stay with you until the end of the process.
Investor
Safe and secure investing with great ROI
Why us?
Great investment opportunities.
Start investing right away.
Broker
Brokers welcomed and protected
True partners
We lowered our fees so that you can earn more
No upfront fees
Latest Funded Investment Opportunities
E Walker Street, 95963
Orland – CA
Rate: 10%
Term: 36 months
1st TD/Investment Opportunity
LTV: 60%
Status: Funded
Value: $250,000
Amount: $150,000
Griffin Rd, 95380
Turlock – CA
Rate: 9%
Term: 36 months
1st TD/Purchase
LTV: 70%
Status: Funded
Value: $480,000
Amount: $336,000
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Pick and choose which deal and property you want to invest.
Blog
Hard money loans versus bank mortgages
When you want to invest in property or raw land, you will usually approach a bank or credit lending institution for funding. However, many investors might find a third option, the private investor to be more viable.
Dan Arsic
February 26th, 2018
Has the commercial property loan market gotten any better?
Until a few years ago, the property loan markets were so bad that borrowers had a difficult time getting a loan. This had an unfortunate impact on the real estate industry as a whole. Once people stopped getting loans, property remained unsold, and this caused worse market impact.