Terms & Conditions

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by Universal Commercial Capital for the sole purpose of conveying information about Universal Commercial Capital’s products and services and to allow communication between Universal Commercial Capital and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of Universal Commercial Capital agreements and disclosures that govern its products and services.

From time to time Universal Commercial Capital may place links to other websites on this page. Universal Commercial Capital has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by Universal Commercial Capital or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

You must not:

Universal Commercial Capital makes no warranties of any kind regarding the products and services advertised on this site. Universal Commercial Capital will use reasonable efforts to ensure that all information displayed is accurate; however, Universal Commercial Capital expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Universal Commercial Capital is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Universal Commercial Capital has been informed of the possibility of such loss or damage.

Protecting the privacy of your children is essential. For that reason, our website is not structured to attract children under the age of 18. Parental consent is required for children under 18 to create an online banking profile. 

Other important information:

We occasionally use third parties such as Facebook and Google to serve you targeted ads based on behavioral data that they collect on websites that you visit across the internet. Technology such as cookies and web beacons are used to collect this data. The data collected is not personal information and does not identify you as an individual. You can limit the collection of this data by modifying your browser settings and ad settings on various platforms, including: Chrome, Microsoft Edge, Firefox, Safari, Facebook’s Ad Settings, and Google’s Ad Settings.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.